The warning signs the FTC sees most, how real employers actually hire, a two-minute way to check any company, and what to do if something already went wrong.

Most remote job listings are real. A small share are not, and scammers have gotten good at looking legitimate: real company names, copied job descriptions, friendly recruiters. The good news is that almost every job scam needs you to do one of a few specific things. If you know what those are, you can spot a fake in minutes.
| Warning sign | Why it matters |
|---|---|
| They ask you to pay for training, a starter kit, equipment, or a background check | Real employers pay you. The FTC's rule of thumb: never pay to get paid. |
| A job offer arrives by text, WhatsApp, or Telegram that you did not ask for | The FTC warns this is one of the most common ways fake recruiters reach people. |
| They send a check and ask you to send part back or buy gift cards | The check bounces days later, and the money you sent is gone. |
| The job is "rate products," "like videos," or "complete tasks" for quick pay | These task scams eventually ask you to deposit your own money to keep earning. |
| The job is receiving packages and reshipping them | This is a reshipping scam, often moving stolen goods. |
| You are hired with no interview, or the whole interview happens over chat | Real hiring includes a real conversation with a real person. |
| They want your Social Security or bank details before any offer | Those details belong on official hiring paperwork after an offer, not in a first message. |
| The pay sounds too good for very little work | If a role promises big money with no skills or effort, assume it is not real. |
Some legitimate jobs make people nervous because they work differently from a regular paycheck. Commission-based sales and independent contractor (1099) roles are real and common. The difference is that a legitimate one explains how pay works in writing, gives you real training, lets you ask questions, and never charges you to start. If you want to understand how those roles work, read our guide to 1099 and commission jobs.
This guide is general information to help you make decisions, not tax, legal, or licensing advice. Rules change and vary by state, so confirm the details for your situation with the sources above or a professional.
Full-time or part-time, helping families find the right coverage, with training, a mentor, and help getting licensed.