$205 to $630typical total, before any agency reimbursement
Nonepre-licensing course required
$75for the exam, per attempt
The steps in Alabama
- Prepare for the examAlabama does not require a pre-licensing course. Most people still use an online prep course and practice exams.
- Pass the state examExams are run by the University of Alabama, the state's exam vendor. You take one combined life and health exam. You need a score of 70 to pass.
- Get fingerprintedAlabama requires fingerprints for a background check.
- Apply for your licenseApply online through NIPR. One $80 application covers both lines; NIPR adds about $5. Send proof of U.S. citizenship within 10 days of applying.
- Get appointedThe insurance companies you will represent appoint you. When you join an agency, it usually handles this for you.
What it costs
| Pre-licensing course | Not required (optional prep, often $50 to $350) |
| State exam | $75 per attempt |
| Fingerprints | Required, about $50 (the vendor sets the price) |
| License fee | $80 |
| Typical total | $205 to $630 |
|---|
The low end assumes you pass the first time without a paid course. The high end includes a full-price course and one retake. Many agencies cover or reimburse licensing costs, so ask before you buy anything.
Estimate my exact cost
Good to know
- Alabama stopped requiring a pre-licensing course in 2024. Register for the exam at least 7 days ahead. Get fingerprinted through Fieldprint after you pass, about a day before you apply, since prints stay on file only 30 days.
- After you are licensed: 24 hours of continuing education every 2 years, including 3 hours of ethics.
Official sources
New to licensing? Start with How to Get Your Life and Health Insurance License for the full picture.
Checked against official Alabama sources in October 2026. Fees and rules change, so confirm with the Alabama insurance department before you pay. This is general information, not licensing advice.
Also hiring: remote insurance roles
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