How to Get a Life and Health Insurance License in Georgia

The steps in Georgia

1. Take the 16-hour pre-licensing course8 hours for life plus 8 hours for accident and sickness (cut from 20 hours per line in 2025). Pass the exam within 1 year of finishing the course.
2. Pass the state examExams are run by Pearson VUE. You take one combined life and health exam. You need a score of 70 to pass.
3. Get fingerprintedGeorgia requires fingerprints for a background check.
4. Apply for your licenseApply online through Sircon after you pass: a $100 license fee plus a $20 processing fee, covering both lines.
5. Get appointedThe insurance companies you will represent appoint you. When you join an agency, it usually handles this for you.

What it costs

Pre-licensing course	$50 to $350 (set by the course provider)
State exam	$67 per attempt
Fingerprints	Required, about $50 (the vendor sets the price)
License fee	$120
Typical total	$287 to $654

The low end assumes you pass the first time with a budget course. The high end includes a full-price course and one retake. Many agencies cover or reimburse licensing costs, so ask before you buy anything.

Estimate my exact cost

Good to know

• New applicants upload a notarized Citizenship Affidavit with a copy of their ID. Fingerprints are done after you apply, through the state's GAPS system at IdentoGO.
• After you are licensed: 24 hours of continuing education every 2 years, including 3 hours of ethics.

Official sources

• Georgia resident licensing requirements
• pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121100.pdf
• oci.georgia.gov/document/document/licensing-background-check-fingerprinting-procedure

New to licensing? Start with How to Get Your Life and Health Insurance License for the full picture.

Checked against official Georgia sources in October 2026. Fees and rules change, so confirm with the Georgia insurance department before you pay. This is general information, not licensing advice.