How to Get a Life and Health Insurance License in Texas

The steps in Texas

1. Prepare for the examTexas does not require a pre-licensing course. Most people still use an online prep course and practice exams.
2. Pass the state examExams are run by Pearson VUE. You take one combined life and health exam. You need a score of 70 to pass.
3. Get fingerprintedTexas requires fingerprints for a background check.
4. Apply for your licenseApply online through NIPR or Sircon within 12 months of passing. The state fee is $50 for the General Lines Life, Accident, Health and HMO license; the application site adds a small transaction fee.
5. Get appointedThe insurance companies you will represent appoint you. When you join an agency, it usually handles this for you.

What it costs

Pre-licensing course	Not required (optional prep, often $50 to $350)
State exam	$49 per attempt
Fingerprints	Required, about $50 (the vendor sets the price)
License fee	$50
Typical total	$149 to $548

The low end assumes you pass the first time without a paid course. The high end includes a full-price course and one retake. Many agencies cover or reimburse licensing costs, so ask before you buy anything.

Estimate my exact cost

Good to know

• Fingerprints are done at IdentoGO with a service code from the Texas Department of Insurance fingerprint page; IdentoGO sets the price. Attach the receipt to your application.
• After you are licensed: 24 hours of continuing education every 2 years, including 3 hours of ethics.

Official sources

• Texas resident licensing requirements
• tdi.texas.gov/agent/general-life-apply.html
• pearsonvue.com/content/dam/VUE/vue/en/documents/publications/124400.pdf
• tdi.texas.gov/agent/fingerprint-instructions.html

New to licensing? Start with How to Get Your Life and Health Insurance License for the full picture.

Checked against official Texas sources in October 2026. Fees and rules change, so confirm with the Texas insurance department before you pay. This is general information, not licensing advice.